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Terms of Service

Important! These Terms of Use & Service (“Terms of Use”) govern your use of this site, which is provided by The Wealth Coaches. By accessing this site, you are indicating your acknowledgment and acceptance of these Terms of Use. These Terms of Use are subject to change by The Wealth Coaches at any time, at its discretion. Your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult these terms of use prior to each access, for any such changes.


Access to This Site


You must be eighteen (18) years or older to access this web site. If you are under eighteen years of age, you are not permitted to access this web site for any reason. Due to the age restrictions for use of this web site, no information obtained by this web site, falls within the children’s online privacy protection act (COPPA) and is not monitored as doing so.


To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If Solid Financial Solutions believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.


Refunds, Cancellations and Billing Policy


Some products are backed by up to a 30-day, no questions asked, money back guarantee, as stated on the website from which you purchased. Unless otherwise indicated, most products and services purchased are not subject to refund. However, at the sole discretion of The Wealth Coaches, credits may be given under certain circumstances.


The Wealth Coaches has rights to change the refund policy at any time, and such changes will be reflected on future orders, not past orders.

Guarantee starts from the purchase date. Refund requests or products returned after the refund policy has expired are not subject to a refund and a refund will not be issued. Products returned after the policy has expired will be shipped back to the customer.


If a digital product is purchased, a refund request letter must be sent to our office in order for a refund to be processed. To do this please email us at and submit a ticket requesting a refund. Be sure to include ALL of your contact information: Full Name, Email and the name of the course, product, or service you wish to have refunded, so we can verify you in the system. This is to prevent fraudulent requests.


Upon a refund being processed, please allow 5 to 15 business days for the transaction to post to your account. Transaction times depend on the policies of your bank or credit card companies.


In the case of monthly products (e.g. Monthly newsletters), you have 30 days to cancel the subscription to receive a refund for your initial payment. You are under no obligation to continue the subscription and can cancel at any time by contacting support at

Upon cancellation your card will not be billed again for said recurring purchase unless so requested by you.


Restrictions on Use


You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without The Wealth Coaches’ express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site or (ii) frame this site without the express prior written permission of an authorized representative of The Wealth Coaches. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with The Wealth Coaches in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.


The right to use and all related URL’s (collectively, “The Wealth Coaches Sites”) is personal to the Subscriber and is not transferable to any other person or entity. Subscriber is responsible for all use of Subscriber’s Account (under any screen name or password) and for ensuring that all use of Subscriber’s Account complies fully with the provisions of this Agreement. Subscriber shall be responsible for protecting the confidentiality of Subscriber’s password(s), if any.


Subscriber shall use The Wealth Coaches Sites for lawful purposes only. Subscriber shall not post or transmit through The Wealth Coaches Sites any material that violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, fraudulent, or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without The Wealth Coaches’ express prior approval, contains advertising or any solicitation with respect to third-party products or services. Any conduct by a Subscriber that, in The Wealth Coaches’ discretion, restricts or inhibits any other Subscriber from using or enjoying The Wealth Coaches Sites, will not be permitted. Subscriber shall not use The Wealth Coaches Sites to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services competitive with The Wealth Coaches Sites.


Proprietary Information


The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by The Wealth Coaches is the proprietary information of The Wealth Coaches or the party that provided the Content to The Wealth Coaches, and The Wealth Coaches or the party that provided the Content to The Wealth Coaches retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of The Wealth Coaches, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates The Wealth Coaches’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.




This site may be hyperlinked to other sites which are not maintained by, or related to, The Wealth Coaches. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated with this site or The Wealth Coaches. The Wealth Coaches has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyperlinks are to be accessed at the user’s own risk, and The Wealth Coaches makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyperlinked to this site. Further, the inclusion of any hyperlink to a third-party site does not necessarily imply endorsement by The Wealth Coaches of that site.




You hereby grant to The Wealth Coaches the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to The Wealth Coaches through this site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. The Wealth Coaches will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future The Wealth Coaches operations. The Wealth Coaches will treat any personal information that you submit through this site in accordance with its Privacy Policy as set forth on this site.




You understand that The Wealth Coaches cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. The Wealth Coaches does not assume any responsibility or risk for your use of the Internet.


The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by The Wealth Coaches. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.


Your use of this site is at your own risk. The content is provided ‘as is’ and without warranties of any kind, either expressed or implied. The Wealth Coaches disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. The Wealth Coaches does not warrant that the functions or content contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. The Wealth Coaches does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and The Wealth Coaches may make changes or improvements at any time. You, and not The Wealth Coaches, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this site or its content. The Wealth Coaches makes no warranties that your use of the content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such content.


All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and The Wealth Coaches does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.


Third Party Content


The Wealth Coaches is a distributor (and not a publisher) of content supplied by third parties and Subscribers. Accordingly, The Wealth Coaches has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Subscribers or any other user of, are those of the respective author(s) or distributor(s) and not of The Wealth Coaches. Neither The Wealth Coaches nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. (Refer to the Sections below for complete provisions governing limitation of liabilities and disclaimers of warranty).


Limitation on Liability


The Wealth Coaches, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent representatives, contractors, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if The Wealth Coaches has been advised of the possibility of such damages. In no event will the collective liability of The Wealth Coaches and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent representatives, contractors, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to The Wealth Coaches for the applicable content, product or service out of which liability arose.


Under no circumstances will The Wealth Coaches be liable for any loss or damage caused by subscriber’s reliance on information obtained through It is the responsibility of subscriber to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through The Wealth Coaches sites. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.




You will indemnify and hold The Wealth Coaches, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent representatives, contractors, officers, and directors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from any of The Wealth Coaches Sites.




Trademarks, service marks, and logos appearing in this site are the property of The Wealth Coaches or the party that provided the trademarks, service marks, and logos to The Wealth Coaches. The Wealth Coaches and any party that provided trademarks, service marks, and logos to The Wealth Coaches retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.


Information You Provide


You may not post, send, submit, publish, or transmit in connection with this site any material that:


  • you do not have the right to post, including proprietary material of any third party;

  • advocates illegal activity or discusses an intent to commit an illegal act;

  • is vulgar, obscene, pornographic, or indecent;

  • does not pertain directly to this site;

  • threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;

  • seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;

  • infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;

  • violates any law or may be considered to violate any law;

  • impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;

  • advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;

  • solicits funds, advertisers or sponsors;

  • includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;

  • disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;

  • includes MP3 format files;

  • amounts to a ‘pyramid’ or similar scheme;

  • disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or

  • contains hyperlinks to other sites that contain content that falls within the descriptions set forth above.


Additionally, subscribers are specifically prohibited from posting negative or defamatory statements regarding The Wealth Coaches, James Steele, Coral Francis, contributors to the site or other subscribers.


In this regard, in the event of an actual or threatened violation of these Terms of Use, Subscriber acknowledges and agrees that such actions would cause The Wealth Coaches (and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent representatives, contractors, officers, directors, shareholders, owners, contributors, subscribers, spokespersons, etc.) irreparable injury to the Company, the exact amount of which will be impossible or difficult to ascertain and that monetary damages alone will not provide an adequate remedy to the Company. Accordingly, The Wealth Coaches (and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent representatives, contractors, officers, directors, shareholders, owners, contributors, subscribers, spokespersons, etc.) shall be entitled to obtain an injunction from a court of competent jurisdiction prohibiting such action or threatened action without the need to post a bond.


Although under no obligation to do so, The Wealth Coaches reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither The Wealth Coaches nor any third party that provides Content to The Wealth Coaches will assume or have any liability for any action or inaction by The Wealth Coaches or such third party with respect to any submission.




Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). The Wealth Coaches will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that The Wealth Coaches considers insecure, The Wealth Coaches will be entitled to require the password to be changed and/or terminate your account.


You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, The Wealth Coaches reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. The Wealth Coaches reserves the right to investigate suspected violations of these Terms of Use.


The Wealth Coaches reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing The Wealth Coaches to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

By accepting this agreement you waive and hold harmless The Wealth Coaches from any claims resulting from any action taken by The Wealth Coaches during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either The Wealth Coaches or law enforcement authorities.


Free Trial


In some cases you may agree to a free trial. A valid credit card will be required to start the trial. At the time of activation of the trial your card will be authorized for either $1 or the full amount of the purchase price. Note: At this point, funds have not been collected but may show up on your account. The authorization will expire at the end of 5 business days. You have not been billed at this point.


At the end of the trial you agree and will be billed for the full purchase price. You are under no obligation and can cancel at any time during the free trial period, and your card will never be billed once we receive your cancellation request within the free trial period.




These Terms of Use will be governed and interpreted pursuant to the laws of Alberta, Canada, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Alberta in connection with any dispute between you and The Wealth Coaches arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the provincial and federal courts in Calgary, Alberta. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. The Wealth Coaches may revise these Terms of Use at any time by updating this posting.


Last updated: June 10, 2013

Copyright © The Wealth Coaches, 2013. All Rights Reserved.

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